{"id":1507,"date":"2014-02-21T21:29:23","date_gmt":"2014-02-21T21:29:23","guid":{"rendered":"http:\/\/cucsj.org\/?p=1507"},"modified":"2014-02-21T21:29:23","modified_gmt":"2014-02-21T21:29:23","slug":"why-financial-literacy-is-important","status":"publish","type":"post","link":"https:\/\/cucsj.org\/pt\/2014\/02\/21\/why-financial-literacy-is-important\/","title":{"rendered":"Why Is Financial Literacy Important?"},"content":{"rendered":"

\"Hands<\/a>“Money, Money Money,”\u00a0\u00a0<\/i>aside from being a catchy Abba song and it can \u00a0be a source of stress for those who don’t know how to manage it.<\/p>\n

According to\u00a0NerdWallet<\/a>, an independent financial information compiling site, the average US household credit card debt of $15,270\u00a0in\u00a02013 and 40% of working Americans have no money saved for retirement (from\u00a0Statistic Brain<\/a>). These statistics are a small reflection of how people struggle\u00a0in\u00a0managing money. Financial literacy is important because it gives people the knowledge and tools to reduce the amount of debt and teaches people how to save for their future so that they may have some peace of mind\u00a0in\u00a0this large aspect of their life.<\/p>\n

As a way to engage the central San Jose community, CommUniverCity and their community partners are collaboating\u00a0in\u00a0a Financial Literacy education project through educational workshops. San Jose State finance students will be leading workshops about managing money. The workshops titled “Money Matters” are based on the\u00a0Hands on Banking<\/a>\u00a0Curriculum. Topics covered will include learning more about credit score, FICO, savings, investing, spending money wisely, good money habits, protecting yourself financially, and using credit to your advantage.<\/p>\n

Registration for Money Matters 2014<\/b><\/p>\n

To register, please contact Jeanette\u00a0408.681.8734\u00a0or\u00a0jeanette@cucsj.org<\/a>\u00a0by\u00a0February 25th, 2014(extended deadline). Provide name, phone number, and language preference.(accommodations will be made for Spanish and Vietnamese speakers)<\/p>\n

Money Matters Event Information<\/b><\/p>\n

DATE \u00a0 \u00a0<\/strong> \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0ADULT MODULE \u00a0 \u00a0<\/strong> \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 KIDS MODULE<\/strong><\/p>\n

1st Workshop: February 27\u00a0\u2013\u00a06pm-8pm\u00a0\u00a0 \u00a0 Basics of Banking Services \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0You and Your Money<\/p>\n

2nd Workshop:\u00a0March 6\u00a0\u2013\u00a06pm-8pm\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Money Management Tools & Tips \u00a0 \u00a0 \u00a0 Budgeting<\/p>\n

3rd Workshop:\u00a0March 13\u00a0\u2013\u00a06pm-8pm\u00a0 \u00a0 \u00a0 \u00a0 \u00a0Protect Yourself Financially \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Savings and Checking guide<\/p>\n

4th Workshop:\u00a0April 10\u00a0\u2013\u00a06pm-8pm\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Using Credit to your advantage \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Credit & You<\/p>\n

5th Workshop:\u00a0April 24\u00a0\u2013\u00a06pm-8pm\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Planning your Future \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Assessment<\/p>\n

Final Event: \u00a0May 1st\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Money Matters Graduation<\/p>\n

Location for all 6 Events:<\/strong> Roosevelt Community Center, 901 East Santa Clara Street, San Jose<\/p>\n

This program brought to you by CommUniverCity San Jos\u00e9, Wells Fargo, Silicon Valley Community Foundation, Franklin McKinley Women\u2019s Institute, Franklin McKinley Children\u2019s initiative, StepUp Silicon Valley, and Santa Clara County Office. Workshops based from the \u201cHands on Banking\u201d curriculum,\u00a0www.handsonbanking.org<\/a><\/i><\/p>","protected":false},"excerpt":{"rendered":"

“Money, Money Money,”\u00a0\u00a0aside from being a catchy Abba song and it can \u00a0be a source of stress for those who don’t know how to manage it. According to\u00a0NerdWallet, an independent 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